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This Rate and Fee Summary (Summary) is part of the Credit Card Agreement (Agreement) for the Torrid Credit Card Account. Read it and keep it. Interest Rates and Interest Charges. Annual Percentage Rate (APR) for Purchases. 35.24%.If your billing address is outside of the U.S. or you'd like to request your Credit Card Account Agreement by phone, please call 1-800-853-2921 (TDD/TTY: 1-800-695-1788). ... This site gives access to services offered by Comenity Bank, which is part of Bread Financial. ... Torrid Accounts are issued by Comenity Bank.Torrid credit card - Deep Link Sign In. Is your mobile carrier not listed? If your mobile carrier is not listed, we are currently unable to text you a unique ID code. Please call Customer Care at 1-800-853-2921 (TDD/TTY: 1-800-695-1788 ). We will have scheduled system maintenance on Account Center and in the Bread Financial app between April 28 ...This site gives access to services offered by Comenity Bank, which is part of Bread Financial. Torrid Accounts are issued by Comenity Bank. 1-800-853-2921 (TDD/TTY: 1-800-695-1788 )

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