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CIT Bank: 3.50% APY, 11 months, $1,000 minimum to open. Marcus by Goldman Sachs: 4.70% APY, 13 months, $500 minimum to open. Climate First Bank: 5.00% APY, 12 months, $500 minimum to open. » See ...

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While the average business loan rate for banks ranges from about 6.13% to 12.36%, APRs for online loans can vary anywhere from 6% to 99%. And APRs for merchant cash advances can reach even higher ...

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